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What are the psychological benefits of a debt settlement?

Howard | Nassiri, LLP

The feeling you get or the feeling I get when helping someone settle their unsecure debt it's hard to put into words because you have a client who's come to you, they are in a hard way, they are in financial dire straits and they can't make that next mortgage payment, buy groceries even and at the end of our program you talk to that same consumer and they have a renewed sense of confidence you know. They are proud of that accomplishment that they achieve. They have paid off their debt, they are now back on the road to financial freedom and to see that broken person transformed into this person who's confident and happy really makes me feel good. I'm Vincent Howard senior and managing partner of HOWARD/NASSIRI. We work hard everyday representing the consumer, from our headquarters in Orange County California. If you need an attorney you can trust- go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How can a loan modification help me?

Carl E. Person

In New York a loan modification could work like this: Let’s say that we have a homeowner that’s paying $4,000 a month, after having paid $2,500 a month for two years. Suddenly the, the monthly payment goes up to $4,000 because of the kicking in of the variable rate. At the same time, this borrower has had a reduction in income, so he can’t pay the $4,000. You then talk with the bank, either directly or through an agent, and see if you can’t reach a modification agreement that will prolong the, the payment period and reduce the present monthly payment. This can be done, and the bank wants people to call when they’re in trouble and see if there can be an arrangement like that. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


Can I return to work later after receiving Social Security Disability?

Kantrovitz & Associates, P.C.

If you're receiving Social Security disability benefits and it's your intent to return to work, you do have a nine month trial work period. If you do return to work, and your return to work lasts longer than nine months then your return is successful and you'll no longer be eligible for Social Security disability benefits. If your return to work is less than nine months, then your return to work will be deemed unsuccessful and you will continue to receive Social Security disability benefits without having to file another application. My name is Erik Chisolm of Kantrovitz and Associates. For the last twenty years, we've been representing people in the Greater Boston area in matters of worker's compensation, personal injury and Social Security disability.

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attorney: Kantrovitz & Associates, P.C.


How difficult is applying for Social Security Disability?

Kantrovitz & Associates, P.C.

Filing for Social Security Disability benefits is a very painstaking process, uh, really in terms of length. At times it can be up to two years for someone to be awarded Social Security Disabality benefits. The application, in and of itself, is a very involved process. There's an inordinate amount of paperwork involved, uh, a large number of questions, a large number of forms, uh, the people generally just get overwhelmed by. My name is Eric Chisolm of Kantrovitz and Associates. For the last twenty years we've been representing people in the Greater Boston area in matters of worker's compensation, personal injury and Social Security Disability.

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attorney: Kantrovitz & Associates, P.C.


What are the steps to filing for bankruptcy in Massachusetts?

Alford & Bertrand, LLC

The first step for filing bankruptcy is to have a consultation with an attorney to see if you qualify, to find out what the benefits of the bankruptcy are going to be. What one should not do, is take unilateral steps such as transferring real estate into another name and things of that nature that often cause problems when you file bankruptcy, things that people do innocently enough but create a problem when they come to file, so they should see the attorney before doing anything. Hi, I'm Harvey Alford with the lawfirm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Should I handle my own auto accident claim in California?

The Roberts Law Firm

You could try to handle your own auto accident claim in Southern California but one of the things that the insurance companies love are people who are self represented because the insurance companies know that they will undervalue your case. They will give you low value for your case. One of the benefits, and the greatest benefit that you can receive from an auto accident attorney handling your claim is maximum benefit for your injuries, for your lost income and for your pain and suffering. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


Do I need to sign up to be a part of the hot gas class action lawsuit?

Girardi & Keese Lawyers

You know, the good news is that you are already part of the Hot Gas lawsuit. You're already part of it if you buy gas in California. And if, in fact, we are successful in this case, the benefits of this case are gonna flow to you. The primary benefit we're looking for is to make them change it. So, from now on, when you pay for ten gallons, you get ten gallons. You know, I don't think that's asking too much, do you? My name is Tom Girardi. I'm the Senior Partner of Girardi/Keese. For the past forty-four years we have helped people in California who've been seriously harmed. I'm very proud of the work we've done and the role that we've played.

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attorney: Girardi & Keese Lawyers


Why do I need a lawyer to file a Social Security Disability claim?

Kantrovitz & Associates, P.C.

Each and every person filing for social security disability benefits should hire an attorney. Number one: Because it doesn't cost them anything. Number two: Because they'll complete the application and all the paperwork for them. And number three: You're gonna want a qualified attorney to go with you to a hearing, should the matter get that far, to appropriately do a direct cross examination of not only yourself, but the medical expert and the vocational expert that the administrative law judge is going to listen to. My name's Eric Chisholm of Kantrovitz & Associates. For the last 20 years, we've been representing people in the greater Boston area in matters of workers' compensation, personal injury, and social security disability.

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attorney: Kantrovitz & Associates, P.C.


What will it cost to hire a lawyer to help with my Social Security Disability claim?

Kantrovitz & Associates, P.C.

One of the great things about filing for social security disability is that it doesn't cost you anything to hire an attorney up-front. The fee agreement is relatively straightforward and thankfully set by statute. It's twenty-five percent of your retroactive benefits or fifty-three hundred dollars, whichever is less. My name's Eric Chisham of Kantrovitz and Associates. For the last twenty years, we've been representing people in the greater Boston area in matters of worker's compensation, personal injury, and social security disability.

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attorney: Kantrovitz & Associates, P.C.


Does my employer have to continue my health care coverage when I'm on pregnancy leave?

The Schlehr Law Firm

During your pregnancy, your employer must continue your healthcare coverage when you are taking twelve weeks of leave under the Federal Family and Medical Leave Act or the California Family Rights Act. During this time, you may have to pay the employee contribution just as you would if you were actively employed in the workplace. But your employer needs to continue your group health coverage and pay the employers portion of your health benefits. My name is Sarah Schlehr of the Schlehr Law Firm. I work to protect California employees from discrimination and harassment in the workplace.

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attorney: The Schlehr Law Firm


What does legal separation mean in Arizona?

The Baker Law Firm LLC

In Arizona, the difference between legal separation and dissolution of marriage is quite simply that as a dissolution of marriage the persons are restored to the status of single persons. In a legal separation, the person still remain married and there still have to be provisions for child custody, parenting time, child support, spousal support, etcetera. One of the benefits of a legal separation is that the health insurance remains constant for both parties as they are not going to be divorced and not the status of single persons. My name is Mike Baker of The Baker Law Firm. We serve individuals and families all over Arizona in family law matters including divorce, child custody, child support, and parenting time matters.

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attorney: The Baker Law Firm LLC