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Can a renter sue if they've been injured in a fire in New York?

Proner & Proner

If you've been injured in a fire, you're entitled to compensation for your medical expenses, and your pain and suffering to the extent that that fire was not your fault and that preventative steps could have been taken to avoid the injuries that you sustained. There are a lot of regulations in New York regarding the steps that an owner has to take to make sure that their building is fire safe. Those steps often depend upon when the certificate of occupancy of that building was filed with the building department. But if the owner did not follow the steps that they needed to follow and you were injured as a result, you can get money for your burn injuries. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Who pays the claim in a dog bite case?

Bisnar Chase LLP

In a dog bite lawsuit, the dog owner is responsible almost always. And if the dog owner owns a home, then his homeowner's insurance, the general liability provision of his homeowner insurance, will cover, unless the dog has been excluded from the policy. And in many policies in California, specific breeds are excluded, specific dogs are excluded, and specific weight of dogs are excluded from the policies. Otherwise the general liability provision of the insurance policy of a homeowner will cover a dog attack claim. I'm John Bisnar, the senior partner of the Bisnar-Chase law firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

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attorney: Bisnar Chase LLP


How bad is the mortgage foreclosure problem in New York?

Carl E. Person

Today we have about 370 foreclosures ever week in the five boroughs, and near the end of the year we're going to have an increase in them. The banks right now are holding bank because of the uncertainty; we don't really know what the federal government plans to do. As I see it, it looks like a giveaway to the banks and not much for the homeowner. So that's something that the homeowners should recognize, that the statutes, so far, don't seem to be helping them. If the government gets its' money back, that means that the homeowner pays in full, and that isn't what they hoped that they're going to get. I'm Carl Pearson , I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure New York loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Will I have to go to court to do a loan modification?

Howard | Nassiri, LLP

A homeowner in California can attempt a loan modification on their own. But, there is nothing that the homeowner in California can do to force the lender to give them a loan modification unless they go to court and sue. That's the unfortunate reality of it is that the lenders a lot of times are not going be giving the loan modifications because they would rather try and foreclose. Someone in California who wants a loan modification, if they can't get it on their own, should go see a lawyer because a lawyer can enforce that right and sue and go to the court and ask the judge to order the loan modification. My name is Damien Nassiri, I'm a partner in the Law Firm Howard-Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Who pays the claim in a dog bite case?

Mazow & McCullough

If you've suffered injury because of a dog bite incident, it's important to find out the owner or the keeper of the dog and it is that person or persons that are responsible for your injuries. Oftentimes can be resolved with the homeowner's insurance company for the homeowner or the keeper of the dog. There may be rental coverage that would provide coverage for the owner or keeper of the dog. Ultimately, if there is no insurance coverage there, you do have a cause of action against the owner or keeper of the dog and it's gonna depend on what types of monies are available to them to compensate you for your injuries. My name is Kevin Mccullough with the law offices of Mazow & Mccullough. If you've been injured, you need legal assistance, you have questions you deserve answers to those questions and you deserve the best. Call our offices.

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attorney: Mazow & McCullough


What's a common trick a bank uses against struggling home owners?

Carl E. Person

A trick that many banks use to steal money from a homeowner, especially when he’s in default and he’s no longer paying the mortgage, he’s three months behind, they say, “Look if you want to modify the loan you have to bring your loan up so that you’re no longer in arrears.” So the homeowner then makes payment of ten, twelve thousand dollars and brings it up. Calls the bank, gets another person and says, “Well let’s have a modification agreement. I’m now up to date.” And the bank says, “I’m sorry. We don’t have modification agreements unless you’re in default.” I’m Carl Person. I’m a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Will a loan modification negotiation stop my mortgage foreclosure?

Carl E. Person

A loan modification process - that is negotiating a loan modification between the borrower and the bank - you would think would stop the foreclosure proceeding, but it generally does not. That foreclosure proceeding is racing along. And the people at the bank are not calling up the law firm every day advising them on the thousand different foreclosures of what’s going on. The law firm that was told to get a foreclosure is proceeding with a foreclosure, where as the homeowner believes that in talking with the bank and negotiating, there is no foreclosure. That is contrary to what’s happening. They’re going to lose the property. I’m Carl Peron, a New York lawyer and a fighter, to keep people in their homes.

tags: loan modification bank foreclosure mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How does a loan modification work?

Carl E. Person

Loan modification works when you have the borrower and the back agreeing to making a change in the mortgage payments. The facts that are being considered are: Does the borrower have the capacity to pay at the reduced rate? Is the value of the property less so that it's no longer fair to hold the borrower to the higher value because for some reason the borrower may no longer be liable for any deficiency? Various factors need to be brought into play - they negotiate it out; reach a loan modification agreement and that way the homeowner stays in the property and usually pays a reduced monthly rate. I'm Carl Person; I'm a New York lawyer, and my job is to help people stay in their homes.

tags: loan modification process mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Who pays the claim in a dog attack case in California?

The Roberts Law Firm

In most cases, if you've been attacked by a dog, the owner will be responsible and in most situations if the owner is a homeowner, they will have insurance to cover the dog bite and the insurance will cover it. Many people come to me and are concerned about making a claim against a neighbor for a dog bite attack. I let them know that the claim is actually being made against the insurance company for the owner, not directly against the owner themselves. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident call us for a free consultation.

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attorney: The Roberts Law Firm


How will the economic bailout help me keep my home?

Howard | Nassiri, LLP

The way that the bailout is currently structured right now is that it helps Wallstreet but doesn't really help main street.Yeah, there's really nothing in the current bailout will neatly help a homeowner whose facing foreclosure. There are guidelines within the bailout that the lender should try to give a loan modification but there's nothing that mandates it. So the bailout as it is planned right now will only have a trickle-down effect to borrowers. It will not help them in a mediate way. So if you're facing forclosure, I would suggest an attorney in pursuing your legal right. My name is Danim Nassiri. If you've been a victim of a predatory loan or facing forclosure, give us a call.

tags: loan modification economic bailout mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How does a sub-prime loan work?

Howard | Nassiri, LLP

A sub-prime loan works like this. If your credit score is less than pristine, you're going to be put in a loan with a higher interest rate, and that higher interest rate is because of the risk that the lender is taking and taking someone who has less than pristine credit and putting them and insuring them or giving them this mortgage rather. But what we've seen a lot of here in California is the homeowner that has a good credit score put in these sub-prime mortgages and loans, and that is because lenders make money when they put people in a sub-prime product. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Can a predatory lending lawsuit prevent foreciosure?

Howard | Nassiri, LLP

It's possible to stop a foreclosure sale with a predatory lending lawsuit. It will be up to the judge's discretion. The judge will have discretion to stop a foreclosure sale if the judge believes that this case has merit, and that the borrower deserves a loan modification that they can afford. A lot of times, before we file a lawsuit we are able to negotiate with the lender, and the lender chooses to stop the foreclosure sale because they understand that an attorney is involved and that an attorney is trying to negotiate a loan modification that will result in a favorable outcome to the lender because the lender will now have a performing loan with a homeowner who's making a payment, which is better than no payment. My name is Damien Nassiri. I'm a partner in the law firm, Howard Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending foreclosure mortgage lawsuit debt relief loan modification bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can a loan modification help me?

Carl E. Person

In New York a loan modification could work like this: Let’s say that we have a homeowner that’s paying $4,000 a month, after having paid $2,500 a month for two years. Suddenly the, the monthly payment goes up to $4,000 because of the kicking in of the variable rate. At the same time, this borrower has had a reduction in income, so he can’t pay the $4,000. You then talk with the bank, either directly or through an agent, and see if you can’t reach a modification agreement that will prolong the, the payment period and reduce the present monthly payment. This can be done, and the bank wants people to call when they’re in trouble and see if there can be an arrangement like that. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person