LegalFaces.com

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Is my home covered in a debt settlement program?

In California, your home cannot be covered under a debt settlement program. Usually debt settlement programs only deal with unsecured debts. A home mortgage loan is secured by the actual home itself, so usually that's not something that's going to be the subject of a debt settlement program. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement my home debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What are some common product liability home items that cause fire?

Some examples that we've handled of defective design and product liability where there's been catastrophic injury in the home caused by fire, have been through defective hot water heaters, defective heaters and other heatering appliances in the home. You know, with the high, high cost of fuel today, we've had situations where people are using space heaters that explode. I'm Attorney Jim Sokolove. If you've been injured, call us.

tags: product liability fires boston attorney lawyer sokolove jim sokolove product liability defective products bad product bad toy bad machine defect defects manufacturer defect massachusetts new england fire home items home common household

attorney: Law Offices of James Sokolove, LLC

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What should I do if I think my loved one has been abused in a nursing home?

The question is was it a nursing home resident injury has result by the negligence of the nursing home operator.The first thing one should do is to report the incident to the state nursing home ombudsman. Then the next thing they should do is to confer with the nursing home administrator ink over the complaints on what is going wrong. And the next thing they should do is to contact an attorney, who concentrates in nursing home abuse cases. So the matter could be investigated and obtain all of the records and the most importantly can we get witnesses?Can we get other staff members to come forward to talk about what was staffing ratios? What happened? And get the true stories to what caused the injury to the only resident? I am attorney Sokolove. If you have been injured, call us.

tags: attorney lawyer medical malpractice healthcare sokolove law firm lawsuit victim medmal negligence abuse experienced la los angeles california elder abuse neglect nursing home

attorney: Law Offices of James Sokolove, LLC

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Can I get a loan modification on my second home?

You can get a loan modification in California on a second home. Ah, the new California loan modification law does not cover, ah, rental homes or second homes. But, as you go forward and as time goes by, a foreclosure is a foreclosure whether it is a second home or first home. So, if the lenders are smart, they’ll give you a loan modification. You can’t necessarily sue for that but you can certainly ask for a loan modification. And if you make them a reasonable proposal, a lot of times they'll listen. My name is Damien Nassiri. I am a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you’re facing foreclosure, give us a call.

tags: loan modification second home mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I get a loan modification on a second home in NY?

Carl Person: A person with a second home mortgage can get a modification. The bank is concerned because the person that owns the home doesn't live in it. But if the person that owns the home can demonstrate that the property is rentable and has been rented, and can support a lower rate than is now being charged; the bank will consider whether they should reach a modification agreement, and maybe they'll add more money at the far end but you can modify anything by agreement. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification second home mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is the alternative to letting a bank foreclose on my home?

The worst thing that I experience in dealing with the mortgage foreclosure situations is the prospective clients who call me up and tell me their tale of woe: that they have a default judgment, the property is going to be sold, what can they do? I tell them the whole thing of what they should have done. I say, "You should have stopped paying. You should have precipitated a foreclosure action. You should have defended within the 20-day period, and you wouldn't be here now. You would be sitting in your home with a modification. But instead -- because you didn't do anything and the banks were at fault because they talked with you and they made you believe you didn't have to do anything -- you must do something. You have to defend the foreclosure action even though you are talking with a bank. And if you don't do that you are going to make me cry when you call me belatedly three or four months later." I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure take action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What should I do if I think my loved one has been abused in a nursing home?

The question is, was a nursing home resident injured as a result of negligence by the nursing home operator. The first thing that one should do is report the incident to the state nursing home ombudsman. Then the next thing they should do is confer with the nursing home administrator and go over their complaints and what is going wrong, and then the next thing they should do is contact an attorney who concentrates in nursing home abuse cases so the matter can be investigated and obtain all of the records and most importantly, can we get witnesses, can we get other staff members to come forward to talk about what was staffing ratios, what happened, and get the true story as to what caused the injury to the elderly resident. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: elder abuse next steps medical malpractice healthcare medmal negligence lawsuit lawyer attorney law firm attorney Boston Massachusetts Jim Sokolove

attorney: Law Offices of James Sokolove, LLC

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What are some common product liability home items that cause fire?

Some examples of that we've handled of defective design and product liability where there's been catastrophic injury in the home, caused by fire have been through defective hot water heaters, defective heaters, and other heating appliances in the home. You know, with the high, high cost of fuel today, we've had situations with people using space heaters that explode. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC

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Does the bank want to take my home in New York?

The bank wants to take your home in order to sell the home and pay off the mortgage and then it's no longer on the books as a non-performing loan. Years ago, maybe a year or two ago, a bank would relish the opportunity of taking over the property, buying it in at a foreclosure sale, and then selling it to someone else and having a new mortgage on it, but now there are too many houses coming into foreclosure and the banks don't want that inventory. They don't want the property to be non-performing, they want to reach an agreement if they can and have the property continue to pay the bank money. That's their objective now. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure bank action mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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I just lost my job! How can I keep my home?

If a person who has just lost his job wants to save his home, there is two things to do. Number one, tell the bank that you can't pay the mortgage the way it is and ask for a modification agreement. The bank sometimes will agree and other times not. If the bank refuses to agree to a modification, then stop paying the mortgage. Precipitate a lawsuit. Defend the lawsuit, and then you will have a better chance of reaching the modification that you want. I'm Carl Person. I'm New York lawyer, and my job is to help people stay in their homes.

tags: loan modification job loss mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can a lawyer help me keep my home in New York?

In New York a lawyer can help a borrower who's running into trouble with a home, with a mortgage. And first of all the lawyer should consider whether it's appropriate to stop paying the mortgage right now because of this financial trouble. And then invite a foreclosure. The bank, upon nonpayment, will sue. And then the lawyer should defend, within 20 days after the service of the summons and complaint. In doing so the bank will then say, oh my god there're defending the foreclosure, how unique. Most people don't defend. And the bank will then be more readily agreeable to a modification after the suit is brought when they weren't willing to do the same thing before the suit was brought. I'm Carl Pierceson. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage defense lawyer help loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What's it like to help someone stay in their home?

Feels great to help someone modify their loan because it means they are going to be able to keep the loan. It also has a bigger impact on the economy. If we can get all of these non-preforming loans to preform through loan modifications, I really, truly believe that would be as much of a help, if not more of a help, than the current bail out. Because that is the problem right now in California and across the nation, as we have all these people that are in default because they simply can't afford to pay the mortgage after it increases. After the interest rate goes up and they are good people, they are hard working people and they want to make a loan payment. It's just that the predatory loan has made it as such that they can no longer make that increased payment. My name is Damian Nassiri, I'm a partner in the law firm Howard/Nassiri, we're based in Southern California. And we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: loan modification why we help mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How will the economic bailout help me keep my home?

The way that the bailout is currently structured right now is that it helps Wallstreet but doesn't really help main street.Yeah, there's really nothing in the current bailout will neatly help a homeowner whose facing foreclosure. There are guidelines within the bailout that the lender should try to give a loan modification but there's nothing that mandates it. So the bailout as it is planned right now will only have a trickle-down effect to borrowers. It will not help them in a mediate way. So if you're facing forclosure, I would suggest an attorney in pursuing your legal right. My name is Danim Nassiri. If you've been a victim of a predatory loan or facing forclosure, give us a call.

tags: loan modification economic bailout mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How does the new California law help me stay in my home?

The nice thing about the new California Loan Modification Law is that it allows any borrower to get a loan modification. You don't have to be the victim of a predatory loan. You just have to meet the basic criteria of someone who had a loan that closed between 03 2003 and 2007. If you have been the victim of a predatory loan, however, that will help your case because when we go before the judge and we ask the judge to enforce the California Loan Modification Law, the judge will most likely have more sympathy for somebody who has also been the victim of a predatory loan and should be more willing to order the lender to give you a loan modification. My name's Damian Nassiri. I'm a partner in the Law Firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification new CA law mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's a common trick a bank uses against struggling home owners?

A trick that many banks use to steal money from a homeowner, especially when he’s in default and he’s no longer paying the mortgage, he’s three months behind, they say, “Look if you want to modify the loan you have to bring your loan up so that you’re no longer in arrears.” So the homeowner then makes payment of ten, twelve thousand dollars and brings it up. Calls the bank, gets another person and says, “Well let’s have a modification agreement. I’m now up to date.” And the bank says, “I’m sorry. We don’t have modification agreements unless you’re in default.” I’m Carl Person. I’m a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure bank trick loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Can I get justice for my abused elder relative?

In nursing home abuse cases, normally the clients that we've represented aren't looking to get money as much as they are looking to punish the nursing home and making sure that their loved one and other people's loved ones are treated properly instead of neglectfully. It's not a situation where people come to me looking for, "How much money can I get from a lawsuit," they're really looking for retribution, or punishment, setting an example, so that this kind of thing doesn't continue to go on. I'm John Bisnar, the senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach California.

tags: elder abuse justice nursing home lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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What is elder abuse?

Elder abuse is really a term to describe when an elderly person is in a nursing home or assisted care, is not being handled in a correct manner. You'll notice black and blue marks, for no real reason; you'll notice fractures and falls, for no real reason. And you'll notice unusual behavior. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: elder abuse reasons nursing home medical malpractice reasons healthcare medmal negligence lawsuit lawyer attorney law firm attorney Boston Massachusetts Jim Sokolove

attorney: Law Offices of James Sokolove, LLC

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What is elder abuse?

Elder abuse is really a term to describe when an elderly person who is in a nursing home or assisted care is not being handled in a correct manner. You'll notice black and blue marks, with no real reason, you'll notice fractures from falls, for no reason and you'll notice unusual behavior. I'm attorney Jim Sokolove, if you've been injured, call us.

tags: attorney lawyer medical malpractice healthcare sokolove law firm lawsuit victim medmal negligence abuse experienced la los angeles california elder abuse elder neglect nursing home abuse

attorney: Law Offices of James Sokolove, LLC

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Why is elder abuse becoming more common?

Elder abuse in California, and throughout the nation is a huge problem and its getting bigger everyday, it's getting bigger everyday because there are more elders. The companies who run elder facilities are for-profit facilities, and the way they can make more money, is by shorting the staff, so what happens is the amount of staff that is in nursing homes is usually much less then there should be, and much less than it takes to take care of the elderly people. I'm John Bisnar the senior partner in the bisnar Chase law Firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California

tags: elder abuse frequency cause nursing home lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Can I modify my investment property mortage in NY?

If a person owns investment property in New York and it's subject to a mortgage, the same principles of loan modification apply that if the bank and the owner agree to a change in the terms, which usually means a reduction in the monthly rate of payment. Yes, you can have a modification. It always requires the agreement unless you're in bankruptcy court, and then the bankruptcy judge can do certain things, but outside a bankruptcy, you need an agreement of the two parties. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification investment home mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How long can I live in my house without paying the mortgage?

A person a can live for free in his house almost two years in New York if you do it this way: you stop paying the mortgage, they foreclose it takes 14 months, and then they have evict you- this may be another four. But that is not what you really want to do. You want to stop paying in order to force a foreclosure and, as quickly as possible, reach a modification agreement and then be a person that pays on a regular basis [so] that you have lawful, proper possession, and the bank is happy. I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage default stay in home loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How does false advertising contribute to mortgage foreclosures?

False advertising contributes to mortgage foreclosures in various ways. One of them is that people who should not be owning a home are encouraged to borrow the money to buy the home. And you wonder is there a group of people who shouldn't own a home? Well, if a person that buys a home doesn't have the money to properly care for the home and can't pay the taxes for the home and can't pay the mortgage payment, that person really shouldn't be buying it and it will, when that property is vacant, its going to hurt the rest of the community as well. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure advertising loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How long does it take a NY bank to foreclose on my house?

People wonder how long it takes for a foreclosure action to cause them to lose their home. The answer is that if you don't defend you could lose your home in about four months. If you do defend and you lose, you would lose your home in about 14 months. The purpose of defending however, is not to lose your home but in order to reach an agreement in order to save your home. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage default bank action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Will I lose my out-of-state license for a California DUI conviction?

If you're from out of state and you get convicted in California for a driving under the influence allegation, the Department of Motor Vehicles here in California cannot take away your driver's license capability, but they can report back to your home state. If California lets your home state know that you've been convicted out here, each individual state has their own rules that they can pretend your conviction happened in their state, so you need to work with a qualified professional in your home state to make sure that there won't be any negative conviction information that affects your ability to work at home. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is secondary asbestos exposure?

Secondary asbestos exposure is when people who worked around asbestos brought home asbestos fibers in their clothing and their family and friends were exposed to asbestos as if they were working around it. I'm attorney Jim Sokolov. If you've been injured, call us.

tags: mesothelioma secondary exposure aesbestos cancer lawsuit lawyer law firm attorney Boston Massachusetts Jim Sokolove

attorney: Law Offices of James Sokolove, LLC

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Will my out-of-state insurance premium go up after a California DUI?

Your insurance premiums could be affected and it's important for you to coordinate with an attorney in California as well as from your home state. I'm Virginia Landry, for the last ninteen years in Orange County, I've helped when bad things happened to good people. If you've been arrested, for a DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is secondary asbestos exposure?

Secondary asbestos exposure, is when people who worked around asbestos brought home asbestos fibers in their clothing, and their family and friends were exposed to asbestos as if they'd been working around it. I'm Jim Sokolove, if you've been injured, call us.

tags: mesothelioma experience aesbestos cancer lawsuit lawyer law firm attorney victim Orange County California Jim Sokolove secondary exposures asbestos

attorney: Law Offices of James Sokolove, LLC

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What is secondary asbestos exposure?

Secondary asbestos exposure is when people who worked around asbestos brought home asbestos fibers in their clothing and their family and friends were exposed to asbestos as if they'd been working around it. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: mesothelioma secondary exposure experience aesbestos cancer lawsuit lawyer law firm attorney victim New York Jim Sokolove asbestos secondary exposure

attorney: Law Offices of James Sokolove, LLC

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What is secondary asbestos exposure?

Secondary asbestos exposure is when people who worked around asbestos brought home asbestos fibers on their clothing and their family and friends were exposed to asbestos as if they’d been working around it. I am Attorney Jim Sokolove. If you have been injured, call us.

tags: mesothelioma experience aesbestos cancer lawsuit lawyer law firm attorney victim Los Angeles California Southern California Jim Sokolove asbestos secondary exposure second hand 2nd hand

attorney: Law Offices of James Sokolove, LLC

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What are the signs of elder abuse and neglect?

The kinds of signs to look for of nursing home neglect would be bedsores, that's the number one. Or if your elderly parent is complaining about something that is going on in the nursing home, listen to them because many times what they are telling you is correct. There is a lot of abuse, there's a lot of sexual abuse, there's a lot of neglect, there's a lot of failure to take care of them. The nursing homes don't make more money by doing a better job of taking care of the elderly. I'm John Bisnar, the senior partner of the Bisnar/Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach California.

tags: elder abuse signs lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Will a California DUI effect me if I'm from out-of-state?

If you reside out of the state of California and when coming out for business or for pleasure you ended up with a DUI conviction, California reports not only to their national database, but to their own state database, and your home state may pick up information about your conviction, which could affect your insurance rates back home. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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When should I consult an attorney regarding bankruptcy?

If you are considering filing for bankruptcy or if you have questions about bankruptcy you should consult an attorney rather than go it alone. If you're receiving phone calls at home from creditors or if you are more than one payment behind on your mortgage, you should consult with an attorney immediately. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy attorney consult debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How common are bankruptcy filings in Massachusetts?

Bankruptcy filings are more common now than ever before, especially due to the current economic crisis which we currently face. Many consumers are finding that bankruptcy is their only remaining option for relief, or in many cases the only way to save their home from foreclosure. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy frequency debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What is bankruptcy?

Bankruptcy allows debtors to get relief from their debt and protection from their creditors. In many cases bankruptcy will allow somebody to save a home from foreclosure or a vehicle from reposition. I'm Stuart Alford, an bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy definition debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Are defective heater cases common in the US?

There's a tremendous amount of product liability lawsuits in the United States as a result of defective hot water heaters and defective space heaters. These claims are from fires that are caused in the home, that result in catastrophic injuries and are based in product liability claims. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: product liability heaters boston attorney lawyer sokolove jim sokolove product liability defective products bad product bad toy bad machine defect defects manufacturer defect massachusetts new england defective heater heater space heater defective

attorney: Law Offices of James Sokolove, LLC

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Are defective heater cases common in the US?

There's a tremendous amount of product liability lawsuits in the United States as a result of defective hot water heaters and defective space heaters. These claims are from fires that are caused in the home that result in catastrophic injuries and are based in product liability claims. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC

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Do California lenders have to modify my loans?

California lenders and any lender nationwide, if it involves a borrower who lives in California, the new civil code section 2923.5 and .6 says that the lender has to get a loan modification, keep the borrower in the home if the loan modification will make the lender more money than the foreclosure. The point of that statute is to stop these foreclosures from happening. The California Legislature has realized that foreclosures are a tremendous problem. It's impacting the economy and so the California Legislature passed this law as an emergency statute to help homeowners stay in the home and to stem the losses that are resulting from these foreclosures. My name is Damian Nassiri. I'm a partner in the law firm Howard/Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification lender obligation mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is Howard | Nassiri's experience fighting predatory lenders?

Our firm has helped a number of clients in southern California, Orange County, Riverside County, San Bernadino County. We've helped numerous people save their homes and obtain a loan modification to get a payment that they can afford and so that they can remain in their home. Not one of our clients has been evicted from the home. We've saved people from foreclosure. Can't guarantee that we can do it in every instance but we, so far, have been blessed in that we've been able to help a lot of people keep their homes and we look forward to doing that in the future, too. My name's Damian Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is Howard | Nassiri's experience with loan modifications?

Our firm has helped numerous people with loan modification to help save their home, it's a simple process that we involve ourselves with getting the financial information from the client a fair market value through comps and other resources, and we are able to put packages together that the lenders can look at. It's easy for them to work with us because we put everything in there, it's concise and that really helps streamline the process to get the result that the client needs in order to keep the home. That's something that we've been doing at our firm and something that we will continue to do every day. My name is Damian Nassiri, I'm a partner in the law firm of Howard/Nassiri, we are based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

tags: loan modification experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I keep my house if I'm a predatory lending victim?

Whether you can keep your house if you're a victim of predatory lending depends. We've seen people who have lost their house because they were unaware of what their rights are or were, and by the time they found out it was too late, the lenders had already foreclosed and have taken their home. There's a possibility you can keep your house, but that's going to depend on whether you have adequate representation and whether someone is representing your interests, because the lender certainly aren't, they're representing their interest. And one of the ways in which you can keep your house is if you hire an attorney who's skilled in this area of law, who can exercise your rights and help you keep your home. I'm Vincent Howard senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending keep my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is a mortgage foreclosure defense?

A mortgage foreclosure defense is a way by which a home owner, that owes money to the bank, can keep the home. Number one, a foreclosure action, at least in New York, takes about 14 months. So in a 14 month period, the borrower is able to stall, hold off and forcing the bank to reach a modification agreement hopefully. So these defenses, however, have to be bonafide. For example, a defense that the mortgage broker and the bank were engaged in fraud and were charging a higher interest rate to the borrower than the borrower should have been paying. Often leading up to hundreds of thousands of dollars a year of extra charges. We can defend and do something about that and stop the foreclosure and that's the kind of thing I am urging people do. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure defense NY loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Who are the most common victims of mesothelioma?

The most common victims of mesothelioma are those people who worked during the Army, and in the Navy, and in the trades that worked around asbestos. That might be pipe fitters. It might be people in different unions. But it's those people who worked around asbestos and those people have the most propensity to have mesothelioma. However, there is such a thing as called secondary exposure where the people who worked around asbestos brought home the asbestos fibers in their clothing and their family was exposed being called secondary exposure. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: mesothelioma common victims aesbestos cancer lawsuit lawyer law firm attorney Boston Massachusetts Jim Sokolove

attorney: Law Offices of James Sokolove, LLC

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Can I keep my house in a bankruptcy?

In many cases you keep your home and you keep all your personal possessions. If you are behind on your mortgage in many cases a chapter 13 plan will allow you to pay back your mortgage arrears without interest, or penalties or late fees, over a period of up to 5 years. I'm Stuart Alford, a bankruptcy lawyer of the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years

tags: bankruptcy keep your house debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How common is filing for bankruptcy in Massachusetts?

Bankruptcy has become more common in Massachusetts and the country because of the financial dilemma that we are in right now. Uh, people who have, uh, huge mortgage payments because of the adjustable rate mortgages they signed are being forced into bankruptcy. The unemployment rate, as it goes up, has caused people to file bankruptcy, so unfortunately for people in the working force and for home owners bankruptcy has become quite common. Hi I'm Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start we offer a free consultation.

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attorney: Alford & Bertrand, LLC

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Do banks in New York want to lower my interest rate?

Banks would like to make properties pay when they have a mortgage outstanding. And in many cases, the banks will have to lower the interest rate in order to make the mortgage payment affordable by the person living in the home. So that the banks may not like it, but they do recognize that the way of keeping toxic mortgages off their books is to bring them back to life by making the mortgages affordable. In that way they do lower interest rates and that is done in a modification agreement. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification banks will help mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can an attorney help me seek a diagnosis for a brain injury?

If you've sustained a brain injury in New York State, oftentimes that injury may not be diagnosed fully at the time of the accident. You may go to the hospital, they diagnose a concussion, and they send you home. And that's when the suffering begins. A skilled attorney can get you the type of diagnostic tests performed that can perhaps show that there are cognitive deficits, that you have deficits with regard to your executive functions, or whatever your problems are, and they can get you fair compensation for all the damage that you sustained in your accident. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident brain injury personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner brain injury injuries brain determine diagnosis head injury

attorney: Proner & Proner

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Can I modify my release locations in Arizona?

"One of the common questions I receive as an attorney in Arizona handling domestic violence situations, is the question as to whether or not the defendant will always be prevented from going back to the same place where the domestic violence offense originally occurred. Fortunately for defendants and for families, it is often very possible to go to court and modify the release conditions of the defendant so that they are in fact able to go back home and work in a productive family environment. My name is Mike Baker of the Baker Law Firm. We serve individuals and families all over the state of Arizona in criminal law matters such as drug possession, domestic violence and assault."

tags: domestic violence custody michael baker baker phoenix arizona attorney lawyer criminal defense order of protection oop protection agreement children kids wife husband abuse beating

attorney: The Baker Law Firm LLC

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Who are the most common victims of mesothelioma?

The most common victims of mesothelioma are those people who worked during the army, in the navy and in the trades that worked around asbestos. It might be pipe fitters, it might be people in different unions, but it’s those people that worked around asbestos. And those people that have the most propensity to have mesothelioma. However, there’s such a thing as called secondary exposure. Where the people who worked around asbestos brought home the asbestos fibers in their clothing and their family was exposed being called secondary exposure. I’m attorney Jim Sokolove. If you’ve been injured, call us.

tags: mesothelioma experience aesbestos cancer lawsuit lawyer law firm attorney victim Orange County California Jim Sokolove asbestos common victims victim description

attorney: Law Offices of James Sokolove, LLC

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Who are the most common victims of mesothelioma?

The most common victems of mesothelioma, are those people who worked during the Army, in the Navy and in the trades that worked around asbestos. It might be fitters, it might be people in different unions, but its those people who worked around asbestos. Those people that have the most propesity to have mesothelioma. However theres such a thing as called "secondary exposure" where the people who worked around asbestos, brought home the asbestos fibers in their clothing, and thier family was exposed, being called secondary exposure. Im attorny Jim Sockolove. If you've been injured, call us.

tags: mesothelioma common victims experience aesbestos cancer lawsuit lawyer law firm attorney victim New York Jim Sokolove asbestos common victims victim

attorney: Law Offices of James Sokolove, LLC

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Who are the most common victims of mesothelioma?

The most common victims of Mesothelioma, are those people who worked during the army, in the navy, and in the trades that worked around asbestos. They may be pipe-fitters, it might be people in different unions, but it's those people who worked around asbestos, those people have the most pen city to have mesothelioma, however there's such a thing called secondary exposure with the people who worked around asbestos, brought home the asbestos fibers in their clothing and their family was exposed, being called secondary exposure. I'm attorney Jim Sockloff, if you've been injured, call us.

tags: mesothelioma experience aesbestos cancer lawsuit lawyer law firm attorney victim Los Angeles California Southern California Jim Sokolove asbestos common victims victim

attorney: Law Offices of James Sokolove, LLC

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What is your experience as a foreclosure defense attorney?

My name is Carl Pierson, and I am a Attorney in New York State. I am admitted to the Federal and State Courts in New York State, and I have various admissions elsewhere throughout the country. I'm a graduate of Harvard Law School, I graduated as the Magna Com Laudi at Long Island University, and I was the Student Council President there. My efforts for many years have been in law. I have more than forty years of litigation experience across the board in a variety of different types of matters. And I'm bringing all of that to bear on this new phenomenon, the crisis that we have in America of foreclosures. I'm trying to deal with them in the best way for the benefit of the people that are losing their homes. Because they don't have to lose their homes, there are protections. For example, New York State is not by accident the state which has the longest period of time for a foreclosure to take place. It was done deliberately in order to prevent people from being thrust out of their homes merely because the bankers are tired of having them live in their homes. So we set up obstacles, and that creates a 14 month period, roughly, for a person to be still in his home even when though he can't pay the mortgage. We've done that deliberately. In California, however, there is a non-judicial foreclosure. And they don't even go into court. When you lose your home in California, the bank puts a sign on your front lawn, they have a bus that takes people by your property, and then they sell your property. And that's a non-judicial foreclosure in Arizona, New Hampshire, California and other states. So New York is the longest state, and the best protected, the state that has the best protection for it's residents. I'm Carl Pierson, a New York lawyer, and a fighter, to keep people in their homes.

tags: mortgage foreclosure experience loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Who pays the claim in a dog bite case?

In a dog bite lawsuit, the dog owner is responsible almost always. And if the dog owner owns a home, then his homeowner's insurance, the general liability provision of his homeowner insurance, will cover, unless the dog has been excluded from the policy. And in many policies in California, specific breeds are excluded, specific dogs are excluded, and specific weight of dogs are excluded from the policies. Otherwise the general liability provision of the insurance policy of a homeowner will cover a dog attack claim. I'm John Bisnar, the senior partner of the Bisnar-Chase law firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: dog bite who pays injury lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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What is chapter 7 bankruptcy?

A Chapter Seven bankruptcy is a bankruptcy which has a goal to discharge or wipe out all of your unsecured debt, meaning credit card debt, doctors' bills, oil bills, hospital bills, things that aren't secured by collateral that you want to keep such as a home loan or an auto. But you also have an alternative, a choice, if you have a car that you want to get rid of, you can get rid of the car, and get rid of that debt. If you have a house that for any reason you feel that you no longer can afford to live in, and you want to surrender the house and get rid of that debt, you can do that with a Chapter Seven as well. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have thirty years' expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy chapter 7 bankruptcy debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Who typically gets busted for DUI in California?

My typical clients could be a professional person, that something has gone wrong with. It could be a soccer mom. It could be a college or high school student coming from a great family. It could be grandparents that have gone out to visit their grandchildren and gone out to dinner and shared a bottle of wine and gotten stopped on the way home in an unfamiliar area. We represent a wide variety of people from all professional walks of life and from all across California let alone the United States. If you have a Driving Under the Influence case, we can help you. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI typical people arrested drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Why is Southern California a hot spot for predatory lending?

California's been one of the hotspots for predatory lending because it is a state with a high population. A lot of people live here and a lot of people that live here worked in the mortgage industry, so there was a lot of this predatory lending activity going on in the California area. Especially during a time when the home prices were rising in value and a lot of homeowners were tricked and deceived into taking out a loan that was not really in their best interest and something that they're only now coming to find out was a bad, predatory loan. My name's Damian Nassiri. I'm a partner in the lawfirm Howard / Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending californian as hot spot mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How will the new California loan modification law help?

The new California Loan Modification will help any borrower who is in default or default is reasonably foreseeable. And if the anticipated recovery to the lender under the loan modification exceeds the recovery that the lender would get form a foreclosure, then the lender is instructed to give a loan modification. It's going to help save a lot of homes. The California Legislature has realized that this an urgency statute. In fact, those words are in the law and says that we have got to stop the foreclosures from rising. We've got to do something about the problem and do something to stay in their home and make the payment. My name is Damian Nassiri. I'm a partner in the law firm Howard & Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification new CA law mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How do I keep my house if I've been the victim of predatory lending?

If you've been the victim of a predatory loan you do have an opportunity to keep your house. If you've been a victim of predatory loan there are a number of different remedies that are available to you. One of them is recision, which is a cancellation of the contract, putting you back in the same position that you were in before you ever got the loan. Another solution would be loan modification, which is a reworking of the loan and basically bringing down the interest rate and the principle balance that you owe, extending the term of the loan, and that will give you an affordable payment that you can keep in your house. Even if you've been late and you've been in default for months, you can still potentially save your home if you've been the victim. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending keeping my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can my loan be restructured if it was made by a predatory lender?

A loan can be restructured if it was made by a predatory lender, and that is even true if your loan has been sold. Many times the originating lender will sell the loan, and it might get sold two or three times. But the laws that are on the books right now - the Federal Truth in Lending Act, and the California Loan Modification Law all say that no matter where the loan is now, if it qualifies, you can get a new loan, get an affordable payment, and something that can help you stay in the home and avoid foreclosure. My name's Damian Nassiri. I'm a partner in the law firm of Howard Nassiri, we're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: predatory lending loan restructure mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is predatory lending?

Predatory lending basically encompasses the unscrupulous lending tactics that lenders and mortgage brokers engaged in giving home loans to homeowners. Basically, they were not disclosing the material terms of the loan. And that, in and of itself, is part of the reason why a lot of these loans are predatory in nature. They withheld the material terms and didn’t disclose certain things in the loans to certain homeowners, and that basically is what encompasses what is a predatory loan. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending definition mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can debt settlement help me?

Debt settlement can help you simply because it eliminates your unsecured debt. With that unsecured debt hanging over your head and you not making in roads to paying it off, it could have adverse effects on your credit rating, credit score. We live in a society that dominated by what your credit score is. You can't get a home, you can't buy a car, you can't get a student loan without it. So one of the things that debt settlement does is that it helps you get back on the road to financial freedom quicker. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day, representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit score debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I sue if my neighbor started a fire in my building?

If you've been injured in a fire that one of your neighbors started, you may still be entitled to compensation, depending on a multitude of factors. First of all, when the building constructed, did they follow the regulations that were required according to their certificate of occupancy? Beyond that, were those regulations that they were required to follow, were they up kept? Or did they disregard them at a certain point in time. Lastly, the person that started the fire, they may have some kind of renter's insurance or home owner's insurance that will compensate you. So a skilled attorney can look into the cause of the fire and how the fire spread and attempt to get you fair compensation for the injuries you sustained. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: burn injury who can I sue? personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner fire neighbor cause liability apartment compensation apartment fire

attorney: Proner & Proner

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What if I'm not a resident of Arizona?

Fortunately, the state of Arizona treats out of state residents pretty much the same way that they would treat in-state residents. In fact, in Maricopa County if you were offered a diversion program, it is regardless of whether you live in an alternate state or in this state, you are still eligible for the diversion program. You will simply have to find an adequate provider in your state or your home state to provide those services, and once you complete that program, all record of this charge or the charge that you are facing will in fact be dismissed just as if you were in the state. My name is Mike Baker of the Baker Law Firm. We serve individuals and families all over the state of Arizona in criminal law matters such as drug possession, domestic violence and assault.

tags: criminal defense michael baker baker phoenix arizona attorney lawyer drug crimes drugs jail paraphernalia pot marijuana addiction assets drug offense domestic violence

attorney: The Baker Law Firm LLC

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What is the role of an attorney in a Domestic Violence case in Arizona?

In Arizona, handling a domestic violence matter is often tricky and fraught with various different persons who have interest in the proceeding. A victim might want to be protected but also might want to get back together with a defendant. The defendant might be prevented by terms of their release conditions from even going back to the home where a married couple had been for many, many years. Therefore the role of a defense attorney is two-fold. Its one to handle the actual criminal matter but on the other hand it to act in some sense as a counselor navigating through a process that is unfamiliar. My name is Mike Baker of the Baker Law Firm. We serve individuals and families all over the state of Arizona in crinimal law matters such as drug possession, domestic violence and assault.

tags: domestic violence custody michael baker baker phoenix arizona attorney lawyer criminal defense order of protection oop protection agreement children kids wife husband abuse beating

attorney: The Baker Law Firm LLC

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What's the #1 mistake people make once they've been arrested?

The number one mistake that people make when they are confronted with the criminal justice system is thinking that they can handle it on their own, it's no big deal. If I just explain, with my golden tongue, what the circumstances are everybody will say, "forget it. Let's go home." That does not happen. It is critical at moment one, if not sooner, to get an experienced attorney on your side to protect you, to advise you. Too many times, people make all kinds of statements, they think they are helping themselves and they're hurting themselves. Get an attorney right away, follow what that attorney says and let the attorney do his or her job. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have twenty-five years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: arrested #1 mistake lawyer law firm conviction crime sam goldberg jail arrest criminal defense assault attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP

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What's the wrong way to deal with workplace discrimination?

The number one mistake someone can make if they think they’re being discriminated against in the workplace is to, um, not immediately file a written complaint about it. Allowing it to persist even for a few days is a mistake. Uh, you should immediately go to a supervisor, or to the human resource department, or to an office manager, and put that complaint, um, about discrimination in writing and keep a copy of it. If you email it, send a copy to your home email address. Don’t assume that you’ll at some time later get a copy of it. Often times employer’s think to lose them. My name is Walker Harman. I’m the managing attorney of The Harman Firm. If you believe you’ve been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

tags: workplace discrimination employment law protected class written complaint written complaint employee categories race gender national origin disability pregnancy sexual orientation statutes agreements employment agreements attorney lawyer law firm walker harman the harman firm employee employer contracts law workplace employment discrimination employment new york nyc

attorney: The Harman Firm, P.C.

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Is predatory lending a growing problem in California?

Predatory lending is a growing problem in the sense that all of the borrowers who received these predatory loans in the past years, all the chickens are coming home to roost at this point. The borrowers are now, their payments are going through the roof. They can no longer afford them. They are on these adjustable rate mortgages that sounded good and looked good when they first got into them but now as the interest rates are continuing to rise, the borrowers can no longer make these payments. And that's really at the heart of the current economic crisis is a lot of these homeowners in California that cannot make their mortgage payments because they have adjusted upwards and they can no longer afford to make the payment. My name is Damien Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending growing problem mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are loan modifications common in California?

Loan modifications are becoming more and more common in this economic arena that we're dealing with today. Six months ago or a year ago it was almost impossible to get a loan modification. The banks were not giving them. But now, as time goes on, and they have more and more of these non-performing loans and foreclosures are on the rise, the lenders are becoming more wiling to deal with us in terms of loan modifications. And now with the new law in California, the California Loan Modification Law, it does mandate that these lenders give loan modifications if they are going to be of a benefit to society. And the way the legislature has determined the benefit is to try and keep these homeowners in the home if at all possible, if they can make a reasonable payment. My name is Damion Nassiri. I'm a partner in the law firm Howard Nassiri We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification frequency mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is the California Foreclosure Consultants Act?

The California Foreclosure Consultants Act is a law in California that prevents people from approaching you while you're in foreclosure and asking you for money up front to perform a service for you to help you get out of foreclosure. It's illegal for somebody, such as a mortgage broker, someone other than an attorney to come to you and say, "Give me money now for something I'm going to do for you later". You actually have to perform the service and then get paid for it afterwards because the Legislature has realized that people, when they're in foreclosure, are in a vulnerable situation and they'll do anything to try and save their home. So, it's really a law to protect consumers. Attorneys are exempt from that model because we are licensed by the state and we're held to a higher standard. So, we are able to actually go to somebody and sign them up under a retainer agreement to perform a loan modification. It's okay for us to do that. But, the Legislature has prevented others from doing that. My name is Damian Nassiri. I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. I've you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending foreclosure act mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's it like to help someone fight against predatory lenders?

It’s a great feeling to help somebody who’s been a victim of a predatory loan. To be able to make that phone call and call the client and let them know that the foreclosure sale has been postponed, that they don’t have to pack up their bags. It’s a great feeling to talk to people who you’ve just helped save their most precious asset. They’ve got kids in school and they don’t want to move, and there is no reason for it. Things can be worked out to get people back on track to be able to make a payment where they can afford to stay in the home and the lender’s not going to lose any more money. So, it really is a good feeling and it’s one that we hope to keep duplicating. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: predatory lending fighting cases mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What are the top 3 predatory lending violations?

The top three predatory lending violations that we usually see are loans that have negative amortization that wasn't properly disclosed to the home owner. One of the other things that we see a lot of is someone who has a really good credit score, who should qualify for a better loan, but are actually put into a sub-prime loan and that's because lenders make more money when they put more people in sub-prime loans. And then the other thing that we see a lot of is people who were presented with a teaser rate and the interest rate bait-and-switch deal where people thought they were getting on interest rate, but they were actually getting another. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending top 3 violations mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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I didn't feel pain from a car accident right away, can I still sue?

Most people don't feel acute pain immediately after the accident. Most people don't run to a doctor immediately after an accident. Most people will go home, take some Tylenol, take some Advil, and figure that the pain will go away by the next day. And most people, after two, three, four days, will start becoming concerned about the pain. It's usually at that point that someone that's been injured in a car accident, albeit not acutely injured in an automobile accident, but someone that's been injured in a car accident, will seek medical treatment. The best piece of advice is to call your primary doctor, seek medical treatment, don't worry about how the medical bills will be paid, because they will be paid through the personal injury and protection benefit provision of the policy of the vehicle that you were in, or the vehicle that struck you, if you were a pedestrian. My name is Guy Montalban of Kantrovitz and Associates. We've been helping people in the greater Boston area with automobile accident claims, worker's compensation, social security disability claims for the last twenty years.

tags: car accident delayed injury lawsuit personal injury lawyer law firm attorney boston massachusetts kantrovitz

attorney: Kantrovitz & Associates, P.C.