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How is a mortgage foreclosure defense like smart business?

Carl E. Person

When a borrower has a mortgage and knows there's going to be trouble ahead, the borrower should look ahead like anyone in business would that sees bad times coming and they should start adjusting their financial policy, which means in the case of a mortgage, consider whether you should stop paying earlier now, rather than paying until you have no money left. So smart business tactics would be stop paying, force a mortgage foreclosure proceeding and then defend. And then usually reach a negotiation and settlement that will allow the property to be brought back to a performing status. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage defense foreclosure smart loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What's the right type of business formation for me?

Wealth Strategies Counsel

Choosing a business entity is so important when starting a business because it impacts dramatically on both the legal protection that the business entity affords and also on your tax consequences. So you have to have a competent attorney to assist you in making these decisions. Because if you don’t, then you’re going to pay more taxes then you should and you’re not going to have the protection that you need in order to properly operate the business. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: business law business formation business transactions incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


What is involved with a purchase or sale of a business?

Wealth Strategies Counsel

There are many factors involved in the purchase and sale of the business that we call lack of review and assistance. But respect to sale of the business, the seller wants to be protected from the buyer having buyer’s remorse and coming back and if the buyer doesn’t business and turn up away the way the buyer wants it to; suing the seller for misrepresentations. The buyer wants to make sure that the seller has properly made the right representations that they know what they are buying; they are getting what they are paying for. Both the buyer and the seller are very concerned about tax consequences. They need to make sure that the agreement is structures properly with respect to the tax aspects. I am Jep Matsen and I am the founding and managing partner of Wealth Strategies council. We have people preserve, protect and transfer their legacy to the next generation, in the most cost saving and efficient manner possible.

tags: business law business purchase business transactions business formation incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


Can Wealth Strategies Counsel help an ongoing business?

Wealth Strategies Counsel

We can help a buisness that's already succesful by making it more succesful. We can help them save money in taxes, we can help protect and preserve what they have created, and we have different kinds of ideas for treatment of employees, retirement plans, exit strategies. All these things are important for the succesful buisness owner. We want to help you grow your buisness and protect what you've accumulated, and we want for you to be able to pass it on at a time when you're ready to retire. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Council. We help people preserve, protect, and transfer their legacy to the next generation in the most cost-saving and efficient manner possible.

tags: business law legal advice business transactions incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


What's the #1 mistake you see businesses making today?

Wealth Strategies Counsel

The number one mistake that I see businesses make today is that they don't realize the different alternatives that they have to grow their business and to save taxes and to preserve their employee relationship that they have with their key trusted employees. I'm Jeff Matson and I'm the founding and managing partner of Wells Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: business law common mistake incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


Why do insurance companies limit car accident pay-outs?

Bisnar Chase LLP

Insurance companies limit payouts because that's where their profit is. You got to remember that when you pay your auto insurance premium only two or three percent of that dollar that you pay in premium goes to profit. However, every dollar saved on your claim is a dollar of profit. So therefore, it's 33 times more profitable for the insurance company to save a dollar on your claim than it is to get a dollar in premium payments. They are in the business to make money. They are in the truth, justice, fairness in American way business. They are for-profit business, and they will make their profit wherever they can. I'm John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: car accident insurance company injury lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP


Why do auto insurance companies try so hard to limit payouts?

Thomas M. Kiley and Associates, LLP

Insurance companies in Massachusetts, that insure automobiles, are in business to make a profit. The profit they make on the premiums is very small, but every dollar they save on your claim is profit. So they have a built in incentive to pay as little as possible on your claim. I'm attorney Tom Kiley, I've been representing the seriously injured and their families, in Massachusetts, for over three decades.

tags: car accident claim payout auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP


Why do you advocate for children who've been injured?

Thomas M. Kiley and Associates, LLP

As an attorney and a child safety advocate, I believe it’s my role not only to provide compensation for an individual child, an individual family that’s suffered injury as the result of a defective toy or product, but also to send the message to the industry, that they can’t get away with it. If they put profits before safety, they’re going to be held accountable, and they’re going to have to change the way they do business so this doesn’t happen to the next child. I’m attorney Tom Kylee [SP]. I’ve been representing the seriously injured and their families in Massachusetts for over three decades.

tags: child safety advocacy role product defect child toy product liability personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP


Will a California DUI effect me if I'm from out-of-state?

The Law Offices of Virginia L Landry, Inc.

If you reside out of the state of California and when coming out for business or for pleasure you ended up with a DUI conviction, California reports not only to their national database, but to their own state database, and your home state may pick up information about your conviction, which could affect your insurance rates back home. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.


Do I have to return from out-of-state to handle my CA DUI arrest?

The Law Offices of Virginia L Landry, Inc.

If you are arrested for driving under the influence while you are out in Orange County California, for business or for pleasure, a qualified attorney can make appearances for you, so you do not have to return to the state of California. In certain circumstances, if there was an automobile accident and someone was injured, you were charged with a felony offense, you would have to return to California, but in most circumstances, an attorney can make that appearance for you. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.


What does fair debt collection mean?

Howard | Nassiri, LLP

Fair Debt Collection simply means that debt collectors, when they are engaging in the business of collecting on their debts, they must engage in fair practices in doing that. They can't do anything false or misleading or anything that would be considered unfair. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection fairness definition fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What debt collection actions are prohibited?

Howard | Nassiri, LLP

Under the Fair Debt Collection Practices Act, uh,it prevents debt collectors as that term is defined under the Act, uh, from engaging in harassment and abuse of the consumer, uh, false or misleading communications and general unfair business practices. I'm Vincent Howard, Senior and Managing Partner of Howard and Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection prohibited actions fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Do mortgage lenders forgive debt?

Carl E. Person

Mortgage lenders are in the business of trying to maximize the value of their assets and as part of that they will give up interests, they will give up monies that are owed, they will make deals in order to have the properties that they own be productive for them by having people living in their houses and paying a monthly rent. Part of that means that they may have to give up some of the principle of the loan and they have to reduce the interest rate. Yes they are willing to do that and the objective is to try to have in homes that are paying the mortgage, rather than have a lot of toxic mortgages floating around. I'm Carl Person a New York lawyer and a fighter to keep people in their homes.

tags: loan modification debt forgiveness mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How long do I have to respond to a foreclosure notice in NY?

Carl E. Person

When a person is sued for foreclosure, they receive a summons and complaint, and a person has 20 days in which to answer by filing an answer in court. So, you have a 20 day period after the service of a summons and complaint. There are some exceptions that make it a little bit longer, but don't rely on exceptions. Think of 20 days. And that's not 20 business days, it's 20 days. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure response loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How is a sub-prime mortgage different from a regular mortgage?

Carl E. Person

A sub-prime mortgage is given to individuals who don't qualify with their employment record, their income, their earnings to be qualified for the prime rate. So, in many cases the small business person has no earnings, they somehow live, they don't necessarily pay taxes, and when they try to qualify for a mortgage, the bank laughs because you have no income. So the sub-prime was set up basically for those people that couldn't prove that they could pay a mortgage but many other people who don't have any earnings, don't have any income were also included, and that was a mistake. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: sub-prime mortgage defined loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Are car accident lawsuits common in Massachusetts?

Thomas M. Kiley and Associates, LLP

"Many people who haven't been in car accidents think that if that happened to them, they're just going to call their insurance agent and that their car is going to be fixed, their medical bills are going to be paid, they're going to be paid for their time out of work, and they're going to be paid for the pain and suffering of this horrible experience that they've had. That's not the case. Insurance companies, they're in business to make a profit. They make a profit by paying as little as possible on your claim. The adjusters are trained to do this. Even with an experienced attorney involved, they still resist paying full value on claims. That's why many times these cases require being taken to court to hold the insurance company accountable to ensure that they pay full value for what happened to you. I'm attorney Tom Kiley, I've been representing the seriously injured, and their families, in Massachusetts for over three decades."

tags: car accident frequency auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP


What's the #1 mistake people make after a car accident in NY?

Proner & Proner

The mistake the individual that's involved in a car accident makes if they've sustained injuries, is they believe that they will be treated fairly by the insurance carrier. You're not in their good hands, you're not their good neighbor. They're a big business that's trying to make as much as possible by collecting as much as possible in premiums and paying out as little as possible in claims. So, they don't offer you fair compensation unless a skilled attorney gets involved. And the mistakes that the individual that's involved in a car accident often makes is they think they will be treating fairly from the onset. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident common mistake lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile mistake common personal injury

attorney: Proner & Proner


Why do I need to worry about protecting my assets?

Wealth Strategies Counsel

You need to worry about protecting and preserving your assets because we live in a predatory climate. There are creditors now who are attempting to sue and get into the deep pocket of people who are business owners, or professionals, or who own real estate assets. We're in a victim oriented society where people think that they need to be compensated for anything bad that might happen. Therefore, in this situation because of the proliferation of lawsuits, the victim oriented society and the notoriety that some of these cases are given, you need to protect your assets. I'm Jeff Matson and I'm the Founding and Managing Partner of Wealth Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: wealth management wealth preservation wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel