LegalFaces.com

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What is the Orange County DUI Court?

In Orange County California if you are a multiple offender we have a special program that's called DUI court and depending upon where you live, and where you've been arrested, you may be able to participate in an extensive alcohol education program in lieu of going into custody. I'm Virginia Landry. For the last nineteen years in Orange County I've helped when bad things happen to good people. If you've been arrested for DUI please call.

tags: DUI DUI Court drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Who's responsible if I was injured while riding on a city or county bus in California?

If your injured will riding a city bus or a county bus in Southern California, and it's the fault of the bus driver or the bus company, then you are required to make what is known as a municipal claim. That claim needs to be made within 6 months! It's very important that you hire an attorney that knows and understands bus accident cases, so that they can represent you in making that claim. And finally in a timely manner, so that you can get compensated for your medical bills, your lost income, and your pain and suffering. I'm Jeff Roberts, of the Roberts Law Firm. A full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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How much experience do you have defending DUI cases?

I've had my own office in Orange County for nineteen years. We spend a lot of time helping clients that have been arrested for driving under the influence of alcohol or drugs. We have gone through the standardized field sobriety test, I own the machine that's being used here in Orange County, I lecture other attorneys on how to handle these cases, I have had the opportunity to speak at community centers, to Bar associations, to the California State Bar, to the California DUI Lawyers Association, I'm a Secretary of the California DUI Lawyers Association, I'm a sustaining member on the National College of DUI Defenders, and we are very careful about protecting our clients' confidentiality, along with being very aggressive with what we do for each of our clients, tailored toward what their particular case is all about. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI lawyer experience drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What breath test device do they use in California?

In California, the breath testing devices that they use vary from city to city. In Orange County, they use an Alcohol Sensor 4. It's an indirect way to test what the alcohol is that is dispersed through your system. It's not the most scientific. It is not the most reliable. But it's allowed for government work. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI breath test device drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How accurate are breath tests in California?

Breath testing in California and across the nation actually is only accurate to 0.02% So for instance, if you blow into a machine here in Orange County, California, and it says you’re 0.08, you could be as low as a 0.06 and as high as a 0.10. That’s a huge range. But how accurate is the device? Garbage in is garbage out. I’m Virginia Landry [SP]. For the last 19 years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI breath test accuracy drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Will I go to jail for a DUI in California?

In California, if you've been involved in an automobile accident you could end up going to jail. The alcohol level that is in your system, the higher it is the more punishment the District Attorney or court will order. Usually, on a first time offense, in Orange County, you will not go to jail. I am Regina Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI going to jail drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Do I have to appear in court for a California DUI Case?

In most circumstances if you've been arrested for a DUI in Orange County you will not need to appear in court. If there is an automobile accident or a felony case where someone is injured, you will have to make each and every court appearance with your attorney. If there's no accident or a felony you may not ever have to appear in court unless your case goes to trial and then you should be present every day for trial. I'm Virginia Landry, for the last nineteen years in Orange County,I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI court appearance drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What are my options in California if I'm a multiple DUI offender?

If you are a multiple offender, you’ve had two or more convictions for driving under the influence, the law says you are required to go to jail. There are alternative confinement options for you: residential treatment programs, outpatient and inpatient opportunities, and in Orange County, a special program called DUI court. Each of these may keep you still working. I’m Virginia Landry. For the last nineteen years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for DUI, please call.

tags: DUI multiple offender drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Which test hurts my DUI defense the most in California?

The toughest test to beat in California is a blood test. However, here in Orange County, California, we win cases when the laboratory makes a mistake on the blood test. In Los Angeles County, we win cases where the police officers make mistakes. In each city, a police officer has an approved breath testing device, so if the machine is not calibrated correctly, if it's not used appropriately, whether it's a breath or a blood, we may be able to exclude those test results, and that makes the difference on your case in court. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI most damaging test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Will my out-of-state insurance premium go up after a California DUI?

Your insurance premiums could be affected and it's important for you to coordinate with an attorney in California as well as from your home state. I'm Virginia Landry, for the last ninteen years in Orange County, I've helped when bad things happened to good people. If you've been arrested, for a DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Do I have to return from out-of-state to handle my CA DUI arrest?

If you are arrested for driving under the influence while you are out in Orange County California, for business or for pleasure, a qualified attorney can make appearances for you, so you do not have to return to the state of California. In certain circumstances, if there was an automobile accident and someone was injured, you were charged with a felony offense, you would have to return to California, but in most circumstances, an attorney can make that appearance for you. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How long do I have to request a DMV hearing?

In California, if you've been arrested for driving under the influence, you only have 10 calendar days to make a request for the DMV hearing. If you're working with our office, we would do that for you. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI DMV hearing drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is the penalty for a first time DUI in California?

In Orange County California, if you are convicted of driving under the influence or having a .08 or more alcohol level, you will have fines that are going to be close to 1600 dollars. You will end up with up to a six months restricted driver's license. You will be required to go to an alcohol education program. The length of that program depends upon how high your alcohol level or if you refuse to take a test. You would be placed on probation for between three and five years and there are other requirements if there's an accident or a high level of alcohol in your system. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI 1st time penalty drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is Howard | Nassiri's experience fighting predatory lenders?

Our firm has helped a number of clients in southern California, Orange County, Riverside County, San Bernadino County. We've helped numerous people save their homes and obtain a loan modification to get a payment that they can afford and so that they can remain in their home. Not one of our clients has been evicted from the home. We've saved people from foreclosure. Can't guarantee that we can do it in every instance but we, so far, have been blessed in that we've been able to help a lot of people keep their homes and we look forward to doing that in the future, too. My name's Damian Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is the field sobriety test?

Standardized field sobriety tests are roadside hand, eye, gait coordination things for a police officer to determine whether or not you are affected by alcohol. Police officers will use that as a gauge to determine whether or not you get arrested. The field sobriety test determines your physical dexterity as well as your mental ability to process the information the police officer is giving you. It's a test designed for failure. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI field sobriety test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Can I call a lawyer before taking the field sobriety test in California?

"Although most people in California would love to speak to an attorney before deciding to do a field sobriety test, in California you do not have that chance. A police officer is going to make you decide what information you want to give prior to the time that they give you a telephone call. In TV, in the newspapers, we hear about 'you have the right to remain silent. Anything you say can be used against you. You have the right to speak to an attorney'. But not in a driving under the influence allegation, until after you've been arrested. I'm Virginia Landry. For the last nineteen years in Orange County I've helped when bad things happen to good people. If you've been arrested for a DUI, please call."

tags: DUI field sobriety test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is there a defense against the field sobriety test in California?

There are things that you can do in defense of those standardized field sobriety tests. The police officer is going to give you a verbal demonstration, and in that verbal demonstration, you have to pay attention to what the parts are. If the police officer doesn't give you the instructions correctly, that is an ultimate defense in trial about whether or not they were properly given by the police officer. In addition to that, if the physical demonstration that the police officer gave you was not according to the standardized test requirements, you can also beat those cases. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI field sobriety test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Do most people fail the field sobriety test?

In California, if a police officer stops you for driving under the influence, you admit you consumed alcohol and they smell it, you go through your standardized field sobriety tests, realistically, you will fail. Those tests are designed to gauge your physical and mental ability to process a variety of information in a very unnatural way. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI field test failure drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Can I refuse to take the breath test in California?

In California, if you refuse to take a breath test, the police officer, realistically, will arrest you. There are different consequences for the refusal to take a test, such as: if you are convicted in court, it's mandatory jail. If you refuse to take a test and the police officer believes you're under the influence of alcohol, that refusal ends up with a longer license loss than if you take a test and you are significantly over the legal limit. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI breath test refusal drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Can I call an attorney before taking a blood or breath test?

You do not have the right in California to call an attorney before deciding which test to take. You have the opportunity to take breath or blood if the police officer believes that there is just alcohol in your system. If, however, the police officer thinks that there are drugs in your system, then its blood or urine. But you do not have a right to speak to an attorney before deciding which test to take. I’m Virginia Landry. For the last nineteen years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI calling a lawyer drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is it okay to drink and drive in California?

There is nothing illegal about consuming alcohol in driving in the state of California. You can be arrested however if the alcohol that's in your system is having an affect so you cannot safely operate your car, or if you're at a 0.08% level or above, because the legislature says if you hit this minimal level of 0.08 then we believe you're under the influence. I'm Virginia Landry. For the last 19 years in Orange County I have helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI OK to drink & drive drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is the legal limit for drinking and driving in California?

"In California the legal limit is .08%. But there is a separate charge that can be brought against you, just the driving under the influence, and that could be where any alcohol in your system affects your ability to safely operate your car with the same care and prudence that a reasonable person would have who is alcohol free. I'm Virginia Landry. For the last nineteen years in Orange County, I have helped when bad things happen to good people. If you have been arrested for a DUI, please call."

tags: DUI legal limit drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What does intoxication technically mean in California?

Intoxication. That can mean anything the police officer wants it to mean. From a court perspective, a police officer wants to show that you have either some mental problem or a physical problem in being able to answer questions or to do field sobriety tests. Your ability to answer those questions and to do the field sobriety tests may have absolutely nothing at all to do with whether you're impaired to drive your car. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI intoxication defined drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is the alcohol education program in California?

In California, if you're convicted, you're required to go to an alcohol education program. It's a little bit like traffic school on steroids. You go to therapy sessions, you go to one on one appointments with a counselor, you have group sessions, and the length of those programs depends upon whether you're a first or a second offender. A first offender could go for three months, six months or nine months. If you're a multiple offender, it's a 18-month or 30-month program. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI alcohol education program drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is a restricted driver's license in California?

In California, if you've been convicted of driving under the influence the court will suspend your license for six months. But if you enroll in the alcohol education program you would be immediately entitled to the restricted license. A restricted license in California allows you to drive to, from, and during the course of the work and to and from the alcohol education program which will be required for you to attend. I'm Virginia Landry. For the last 19 years in Orange County I've helped when bad things happen to good people. If you've been arrested for DUI please call.

tags: DUI restricted driver's license drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How do I get my license back after a DUI conviction in California?

"If you've been convincted of driving under the influence of alcohol in California and it's a first conviction, to get your license reinstated, you need to enroll in a alcohol education program. You need to pay a $125.00 reissue fee to the California Department of Motor Vehicles, and have a special form proof of insurance which you get from your insurance carrier. Your automobile insurance rates will raise if you're convicted of driving under the influence. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call."

tags: DUI return of license drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Can I expunge a DUI conviction in California?

After you have successfully completed all of the probationary terms, in California you can request the judge to set aside that conviction as though it never happened. That's what we call an expungement. It's discretionary with the judge but as long as there as been no further criminal court cases, you have a high probability of having your conviction expunged. You still have to disclose that in an employment application depending among on how or what your work is. If you've been convicted and its been expunged, you can answer a question on an employment application that you've never been convicted of a crime. I'm Virgina Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI record expungement drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Are DUI penalties worse if I was involved in an accident?

If you are involved in an automobile accident related to your driving under the influence conviction, then the punishment can be significantly more severe for you. The length of the program could go up: Caltrans; community service hours; additional fines. The more extensive the injury, the more likely it would be that you would go to jail. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI car accident drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Am I automatically at fault if I was drinking and involved in an accident?

"If you were driving under the influence and got involved in an automobile accident, but the accident was not your fault, a police officer is still going to evaluate you in the field to determine whether or not you are arrested. If you are convicted of that, your participation in the automobile accident- was it your fault or was it the other person's fault won't matter if you're found guilty of driving under the influence. I'm Virginia Landry. For the last nineteen years in Orange County I've helped when bad things happen to good people. If you've been arrested for a DUI, please call."

tags: DUI car accident fault drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Are DUI arrests handled different than other arrests in California?

In California, if you've been arrested for a driving under the influence allegation, a police officer will treat you the same way as someone who's robbed a bank or murdered someone. You get arrested, you get placed into custody. There are certain circumstances that the courts will determine when you get released from custody, but it's important that you work with someone who is familiar with the driving under the influence rules and regulations, which are very different from other criminal actions. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI arrest handling drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What should I say (or not) if I'm pulled over for DUI?

In California, if you've been pulled over for a DUI, you have the right to not answer questions about where you've been, what you've consumed and over what period of time you're drinking occurred. You're not required by law to answer those questions. But you do need to be cooperative with the police officer and professional and courteous in your responses. You're also not required to give information about whether or not you've been arrested before. You have the right to remain silent, use it. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI what to say drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What signs of intoxication does a police officer look for?

When a police officer stops your car, his or her goal is to get you out of the car to look for things like red, watery eyes, an unsteady gate, some inability to stand without moving back and forth, some ability to do field sobriety tests, "objective" (subjective) symptoms of what a police officer thinks is your impairment. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI intoxication signs drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Can I represent myself after a DUI arrest in California?

If you have been arrested for driving under the influence, you do have the legal ability to represent yourself in court. However, I would not suggest that. There are legal issues. There are factual issues. There are scientific issues about breath, blood or urine testing. And with a trained professional you have a much higher opportunity to win your case and not end up losing your license nor having a conviction. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI self-representation drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How can a lawyer help me with my DUI case in California?

If you've been arrested in California for driving under the influence allegation, a lawyer can help you, as long as you are working with somebody who is trained in the field. A qualified DUI attorney will have gone through the standardized field sobriety testing the same way the police officers have. They will own their own breath testing instruments, and they will work closely with laboratories that can re-analyzed blood test that the government has taken from you. A qualified attorney makes all the difference. I'm Virginia Landry, for the last 19 years in the Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI benefit of lawyer drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What should I look for in a California DUI attorney?

If you are trying to decide which DUI attorney to work with, you should be sure that the person you decide to go with, has been trained on the field sobriety test, the same way that the police officers have. You should be certain that they have done other DUI allegations. You should be certain that they're not afraid to take your case to trial. That they understand the science behind driving under the influence cases. They should own their own breath testing machine. They should be familiar with how that works. They should have a laboratory that can independently re-test those blood samples for you. I'm Virgina Landry. For the last nineteen years in orange county, I've helped when bad things happen to good people. If you've been arrested, for DUI, please call.

tags: DUI the right lawyer drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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When should I hire a California DUI attorney for my case?

If you’ve been arrested, it’s an important decision to hire the most qualified and the best attorney that you can. There is only a ten day time to request the DMV hearing, so you need to act quickly. There are strategy calls that your attorney can make for you and helping protect you in front of the DMV and in court. The sooner you make your decision; the better off it will be for both you and for your attorney. I’m Virginia Landry. For the last nineteen years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI when to hire lawyer drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is it better to just plead guilty to DUI in California?

If you feel that you've had too much to drink, that you are not in a position to get behind the wheel of a car and you want to plead guilty, there's no reason to hire an attorney. However, if you want to make sure that you're not being convicted on fault signs, or that the police officer who's in the position of authority with you has not done something inappropriate, then, you could make a determination by not challenging something that could have a very long term affect on you and your future, for an insurance, an employment, and the ability to drive. It's your choice on whether you decide to requite an attorney or not. I'm Virginia Landry, for the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI guilty plea drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is Howard | Nassiri's experience with debt settlement?

To date, our firm in conjunction with our service provider Morgan Drexen has settled unsecured credit card debt in upwards of ten million dollars at 41% on the dollar. We are helping a lot of Californians get back on the road to financial freedom through our concerted efforts. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement experience debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Should I refuse to take the breath test in California?

In California, if you refuse to take a breath test, a police offer can still arrest you. There are consequences for that refusal, but the benefit is they may not be able to prove what your alcohol level was. The Department of Motor Vehicles however, if you refuse to take a test, will take away your license for a longer period of time if they can prove that you chose not to give a test to determine what the alcohol in your system was. There are legal issues that go along with that case, and we would welcome the opportunity to talk to you about what happened on your case if you refused to take a breath test. I’m Virginia Landry. For the last nineteen years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI breath test refusal drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is a rising BAC defense in California?

The easiest way for me to explain a rising blood alcohol concentration case is, let's suppose you and your friends are out at the bar. You have watched a sporting event, and you are finishing up that last drink. Or you decide, "I want to have one for the road." You finish your last drink. You get behind the wheel of the car. And within a short period of time you are stopped by a police officer. The alcohol from that last drink has not been fully absorbed into your system yet. So it has not reached its peak concentration. So you were lower when you were driving as opposed to later when the police officer tests you by either breath or blood. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI rising BAC defense drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Will I lose my license for a DUI in California?

If you’ve been arrested in California’s for a first time DUI, the Department of Motor Vehicles want to take away your drivers license for a total of four months. If there’s a negative decision after 30 days of no driving, you can apply for a restricted license to allow you to drive to, from and during the course of your work, and to and from an alcohol education program, which would be required in order for you to have the restricted license. I’m Virginia Landry [SP]. For the last 19 years in Orange County, I‘ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI loss of license drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How badly will a DUI effect the cost of my car insurance?

Unfortunately, if you have been convicted of driving under the influence in California your insurance rates will be affected. A first-time driving under the influence allegation still entitles you to insurance, and the carriers will cover you for an increased premium. If you are a second or a multiple offender, insurance may not be able to be provided because unless you win the DMV hearing, you no longer have the ability to drive in California. If you are convicted as a multiple offender, your license will be taken away anywhere from one to four years depending upon your particular case. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI insurance impact drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How much will a DUI lawyer cost me in California?

A qualified DUI attorney will provide you with a free consultation, so that you and the attorney can sit down and go through the particulars of your case. If you were working with our office there’s a different fee if you’re involved with a first time DUI or if you’ve been involved with a felony filing and somebody has been severely injured based on an automobile accident. If you meet with us, we will discuss the particulars of your case and what we believe we’ll be able to do for you, at the rate that we will charge for your case. I’m Virginia Landry. For the last 19 years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for DUI, please call.

tags: DUI cost of lawyer drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Who typically gets busted for DUI in California?

My typical clients could be a professional person, that something has gone wrong with. It could be a soccer mom. It could be a college or high school student coming from a great family. It could be grandparents that have gone out to visit their grandchildren and gone out to dinner and shared a bottle of wine and gotten stopped on the way home in an unfamiliar area. We represent a wide variety of people from all professional walks of life and from all across California let alone the United States. If you have a Driving Under the Influence case, we can help you. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI typical people arrested drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is the field sobriety test a scientific test?

For the standardized field sobriety test, there's been hours worth of preparation and literature that goes into the administration of those tests. Its a human, eye-hand, gate, coordination fiasco, which is not designed to have you do well on the side of the road. If they want you to do well, are they going to have you stand on two feet, the way you normally do, or are they going to have you stand on one foot? Its an unnatural act on the side of the road, where cars are whizzing by, people are honking their horns at you, its inappropriate. Scientific, according to law-officers, but designed for failure. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI field sobriety test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is the breath test and how does it work in California?

In California, if you choose to take a breath test, you blow into a tube. That tube has air that goes through it and they take, sort of like, a snap shot of the air that is blown through the tube at any given time and they convert that to some alcohol reading that'll be used against you at the DMV and in court. The breath test monitors how many little molecules of alcohol you have in this chamber. It's not very scientific. There are ways to beat those breath testing cases, but you still are required to complete either a blood or a breath test. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI breath test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Should I refuse to take the field sobriety test in California?

If you were stopped in California for the allegation of driving under the influence, you are not required by law to do standardized sobriety tests. Because they are designed for failure, it is my suggestion, that you cordially refuse to take those tests. Be straight forward with the officers. Say 'I don't think I wanna do those tests', 'Am I required to?'. Because you are not and a lot of times the police officer will still try to get you, on the side of the road, to do those tests. But because they are designed for failure, keep that in mind and you can refuse to take standardized field sobriety tests in California. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI field sobriety test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is there a defense against a failed breath test in California?

There are defenses against failed breath tests in California. For instance, if the police officer has not been appropriately trained, or does some shortcuts on that breath testing device, you may get a false high reading. If the police officer is using a machine that has not yet been approved for service, we may be able to exclude that test result. If you did not properly blow into the machine, you could end up with a false high or a false low reading. All of those give us a legal reason to be able to challenge your breath test. I’m Virginia Landry. For the last nineteen years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI breath test defense drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is the penalty for a second DUI offense in California?

In the state of California, if you're convicted of a second driving under the influence allegation, there's mandatory jail. That jail can go from a few days up to one year in custody. There's a loss of the license privilege for up to a two year time period. There are fines. There are probation. Probation length can be three to five years. If you lose your license, independently on the DMV side, then they can require an ignition interlock device - a special hand held breathalizer that affixes to the steering column of your car in order for you to be able to get your license back at the earliest time. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI 2nd time penalty drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What are the penalties for a minor convicted of a DUI in CA?

In California if you're convicted as a minor, someone who's under age 18 has different requirements from someone who's under age 21. If you're under age 18, you'll be required to lose your license for a longer period of time. You have a hospital program, a morgue program that you may have to attend, additional AA meetings. If you're between the ages of 16--you have a valid license, and 21--you have a license but you're still not legal to consume alcohol, there are different punishments that can occur. There are a variety of different alcohol levels for someone who's under age 21, both with the Department of Motor Vehicles and in court. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI penalties for a minor drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Why do I need a DMV hearing after an arrest?

In California if you’ve been arrested for driving under the influence, the Department of Motor Vehicles wants to take away your driver’s license privilege. No driving, at all. If you make a request within 10 days of the date of your arrest, you can challenge the Department of Motor Vehicles -- who basically is looking for was there a reason for the police officer to have detained you? Some reason for the stop? Where you lawfully arrested and are the results accurate and reliable at 0.08 percent or above? I’m Virginia Landry. For the last 19 years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for DUI, please call.

tags: DUI DMV hearing drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What are DUI enhancement charges in California?

There are certain allegations that the law calls an "enhancement". And what that means is that a judge or a prosecutor can ask for more in regards to punishment. For instance, if you're a mother or father or you're babysitting someone who's under the age of 14, they're in a protected category and your punishment can be significantly more severe. If you refused to take a test, then the punishment can be significantly more severe. If you're driving in excess of 20 miles on a surface street or 30 miles over the posted speed limit on the highway, you could be subjected to 60 additional days in custody if you're convicted of that speed enhancement. I'm Virginia Landry. For the last 19 years in Orange County I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI enhancement charges drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How long will I lose my license for a 2nd DUI in California?

In California, on a second offence DUI, the DMV wants to take away your driver’s license privilege and that’s for a total of one year. During that one year there’s no driving for your work, for your family, for your children, to run errands. It’s all or nothing, so it’s important that if you challenge the Department of Motor Vehicles, you make that request, or you have your attorney make that request for you within tens days of the date of your arrest. I’m Virginia Landry [SP]. For the last 19 years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for a DUI, please call.

tags: DUI license loss drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is there a penalty for refusing to take the field sobriety test in California?

In California, if you refuse to do those standardized field sobriety tests, realistically a police officer has very little information to use against you in a court scenario to try and get a conviction. You can refuse them, but realistically a police officer will only have your questions, the answers that your provide, and any physical observation that they make of you to determine whether or not you're under the influence. You can refuse those tests and if you do, a police officer may still arrest you. I'm Virgina Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI field sobriety test penalty drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is a blood test the same as a breath test in California?

There are differences in California between a breath test and a blood test. In California, if you're arrested for being under the influence or the police officer's suspicion that you are, it is your choice on whether to take a breath or a blood. Now a blood test is considered the most accurate. Breath tests, we have more available ways to challenge that result. But in California, you must take either a breath or a blood test. But don't let the officer force you into taking one or the other. It's your choice. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI blood vs breath test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is predatory lending a growing problem?

Predatory lending is a growing problem in California, it really is. California, along with Nevada and Florida, were some of the hardest hit states in our union. Here in southern California in particular, my partner and myself often refer to it as ground zero because so many predatory loans, sub-prime type loans, were originated right here in southern California. I'm Vincent Howard, senior and managing partner of Howard-Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending growing problem? mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Is my home covered in a debt settlement program?

In California, your home cannot be covered under a debt settlement program. Usually debt settlement programs only deal with unsecured debts. A home mortgage loan is secured by the actual home itself, so usually that's not something that's going to be the subject of a debt settlement program. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement my home debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Who qualifies for a debt settlement program in California?

In California, you qualify for debt settlement program if you have a large amount of unsecured debt, usually $5,000 or more. If you’re having trouble making the payments, and you have enough disposable income to make a monthly payment into a trust account, say for example, which is used to settle the uh, amount of unsecured debt that you have. I’m Vincent Howard, senior and managing partner of Howard & Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement who qualifies? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What does fair debt collection mean?

Fair Debt Collection simply means that debt collectors, when they are engaging in the business of collecting on their debts, they must engage in fair practices in doing that. They can't do anything false or misleading or anything that would be considered unfair. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection fairness definition fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can I stop a debt collector from contacting me?

Uh, a surefire way to stop a debt collector from contacting you is retaining the services of an attorney. Because under the Fair Debt Collection Practices Act, if a debt collector knows that you are represented by an attorney, and they know how to get in contact with that attorney, then all direct and indirect contact with the consumer must stop, and they must go through that person's attorney. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection stopping calls fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What happens if I refuse to take the field sobriety test in California?

If a police officer asks you to do field sobriety test on the roadside and you choose not to do so, that's your break here in California. You can refuse to take those tests. You do have to state your name, state your address, give them your California drivers license. But you are not required to do those tests. And remember because they are designed for failure as long as you are professional with the police officer, you don't have any kind of attitude or difficulty talking to the officer you'll be ok if you refuse those test.I'm Virginia Landry and for the last 19 years in Orange County I've helped when bad things happen to good people. If you've been arrested for a DUI please call.

tags: DUI field sobriety test refusal drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What if I'm on medication during a field sobriety test?

If you're taking medication, it can absolutely have an effect on how well you perform on those field sobriety tests. Let's use an example, you've had surgery, and in that recent surgery you've been given a muscle relaxer to help you with your pain management. A police officer could think that your somewhat delayed response was due to alcohol ingestion, as opposed to the medication to help have you remain calm and pain free. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI medication impact field sobriety test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What if I'm on medication during a breath test in California?

If you’re taking prescribed medication, and you’ve chosen the breath test, the medication will not have an affect on your breath result, but it could be misconstrued by the police officer as being alcohol related, as opposed to medication related on how well you’re doing on field sobriety test. I’m Virginia Landry. For the last 19 years in Orange County, I’ve helped when bad things happen to good people. If you’ve been arrested for DUI, please call.

tags: DUI medication impact breath test drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Will a California DUI effect me if I'm from out-of-state?

If you reside out of the state of California and when coming out for business or for pleasure you ended up with a DUI conviction, California reports not only to their national database, but to their own state database, and your home state may pick up information about your conviction, which could affect your insurance rates back home. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is debt settlement?

Debt settlement is an aggressive approach to reducing the amount of unsecured debt that a person owes. The length of time in a program can vary, but it usually ranges anywhere from six months to four years depending on how aggressive of an approach the consumer wants to take. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day, representing from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement definition debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are my credit cards covered in a debt settlement program?

All your credit cards will be covered in a debt settlement program if you decide to enroll them in the program. Some consumers decide to put some of their credit card debt in the program, while keeping current in continuing to make payments on others, but any credit card that you wish to put through the program is eligible for the program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer everyday,from our headquarters in Orange County California if you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit cards debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What debts fall under the Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act, any debt, or any item that was purchased with a credit card for your personal, family or household use is a debt that is covered under the act. I'm Vincent Howard, Senior and managing partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarter in Orange County California. If you need and attorney you can trust, go ahead and give us a call.

tags: debt collection covered debts fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What debt collection actions are prohibited?

Under the Fair Debt Collection Practices Act, uh,it prevents debt collectors as that term is defined under the Act, uh, from engaging in harassment and abuse of the consumer, uh, false or misleading communications and general unfair business practices. I'm Vincent Howard, Senior and Managing Partner of Howard and Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection prohibited actions fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Is my car covered under a debt settlement program?

A car is usually not going to be covered in a debt settlement program here in California. Usually debt settlement programs only involve unsecured debt. With a car loan, the car itself is the object that's being secured, so it's not going to be covered in a debt settlement program. I'm Vincent Howard, senior managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement car covered? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will I lose my out-of-state license for a California DUI conviction?

If you're from out of state and you get convicted in California for a driving under the influence allegation, the Department of Motor Vehicles here in California cannot take away your driver's license capability, but they can report back to your home state. If California lets your home state know that you've been convicted out here, each individual state has their own rules that they can pretend your conviction happened in their state, so you need to work with a qualified professional in your home state to make sure that there won't be any negative conviction information that affects your ability to work at home. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI out-of-state drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Are there laws against predatory lending in California?

There are laws against predatory lending in California. On the federal level, there are laws like the Truth and Lending Act, which forces lender to make certain disclosures of the material terms of the loan. And then on the California State level, there are a number of laws, uh, for example, the new law that just went into affect at the beginning of September of this year, uh, which is called the California Loan Modification Law, which really sets forth a certain set of parameters that lenders have to abide by and give loan modifications to certain people who qualify for those. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending laws against mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How does a sub-prime loan work?

A sub-prime loan works like this. If your credit score is less than pristine, you're going to be put in a loan with a higher interest rate, and that higher interest rate is because of the risk that the lender is taking and taking someone who has less than pristine credit and putting them and insuring them or giving them this mortgage rather. But what we've seen a lot of here in California is the homeowner that has a good credit score put in these sub-prime mortgages and loans, and that is because lenders make money when they put people in a sub-prime product. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending sub prime loan mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will I have to go to court for my predatory lending case?

You may have to go to court for your predatory lending case. When you retain us as your attorneys, we like to get the matter settled short of going to trial, going to court, anything like that. But keep in mind when you hire an attorney, a good attorney, we prepare the case as if we're going to go to trial. To do anything less is to only prepare for half or part of the case. We prepare like we are taking your case, your matter, all the way to trial, but if we can settle it before, we certainly will. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending court mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How long will debt settlement take in California?

A debt settlement program can take anywhere from 6 months to 4 years. How long anyone is in a debt settlement program is really going to depend on how aggressive of an approach they want to take. If they want to save more money faster and put more money into their trust account, allowing attornies the ability to negotiate their debts faster then they're going to be in them for a shorter amount of time. If they don't have a lot of disposable income then it's going to take longer, but on average anywhere from 6 months to 4 years. I'm Vincent Howard, Senior and Managing Partner of Howard Nisery. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement how long? debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can a debt settlement attorney help me?

A debt settlement attorney can help you in a number of ways. One, all your debt settlement attorney is going to know what the law is. Debt settlement companies can't, and when a debt settlement attorney gets a case, he or she can look to make sure that the debt can even be a collection. A lot of times, debt collection companies and creditors try to collect on debts that have already been paid, debts that are timed out. Only an attorney is going to be able to look at your specific situation and guide you appropriately through your debt settlement program. I'm Vincent Howard, senior managing partner of Howard Debt Series. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement attorney role debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I file a complaint against debt collectors?

In California, if you feel that you have been the victim or that a debt collector has violated the fair debt collection practices act, there's two things you can do. The law provides for civil remedy. That means you can hire an attorney to prosecute the matter and pursue your rights. Or you can go the route of an administrative remedy and that is where you can make a formal complaint to the Federal Trade Commission which is the commission that regulates this area and then they can look into it. I'm Vincent Howard. Senior and managing partner of Howard Nesery. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection complaint fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What are the psychological benefits of a debt settlement?

The feeling you get or the feeling I get when helping someone settle their unsecure debt it's hard to put into words because you have a client who's come to you, they are in a hard way, they are in financial dire straits and they can't make that next mortgage payment, buy groceries even and at the end of our program you talk to that same consumer and they have a renewed sense of confidence you know. They are proud of that accomplishment that they achieve. They have paid off their debt, they are now back on the road to financial freedom and to see that broken person transformed into this person who's confident and happy really makes me feel good. I'm Vincent Howard senior and managing partner of HOWARD/NASSIRI. We work hard everyday representing the consumer, from our headquarters in Orange County California. If you need an attorney you can trust- go ahead and give us a call.

tags: debt settlement benefits debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How long will it take debt settlement to get me out of debt?

In California, once you engage in a debt settlement program, how fast you get out of debt is really going to depend on you. In some of the better programs where you're putting money into a trust account with an attorney giving them the ability to negotiate your debt away, it's going to depend on how much disposable income you're going to have and how much money you're going to have to put in that trust account. If you put more money in there, of course you're going to get out of debt a lot faster than someone who's putting less money in there. So, at the end of the day it's going to depend on the actual consumer on how fast they get out of debt. I'm Vincent Howard, senior and managing partner of Howard and Nesery. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement how long? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is predatory lending?

Predatory lending basically encompasses the unscrupulous lending tactics that lenders and mortgage brokers engaged in giving home loans to homeowners. Basically, they were not disclosing the material terms of the loan. And that, in and of itself, is part of the reason why a lot of these loans are predatory in nature. They withheld the material terms and didn’t disclose certain things in the loans to certain homeowners, and that basically is what encompasses what is a predatory loan. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending definition mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I keep my house if I'm a predatory lending victim?

Whether you can keep your house if you're a victim of predatory lending depends. We've seen people who have lost their house because they were unaware of what their rights are or were, and by the time they found out it was too late, the lenders had already foreclosed and have taken their home. There's a possibility you can keep your house, but that's going to depend on whether you have adequate representation and whether someone is representing your interests, because the lender certainly aren't, they're representing their interest. And one of the ways in which you can keep your house is if you hire an attorney who's skilled in this area of law, who can exercise your rights and help you keep your home. I'm Vincent Howard senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending keep my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can debt settlement help me?

Debt settlement can help you simply because it eliminates your unsecured debt. With that unsecured debt hanging over your head and you not making in roads to paying it off, it could have adverse effects on your credit rating, credit score. We live in a society that dominated by what your credit score is. You can't get a home, you can't buy a car, you can't get a student loan without it. So one of the things that debt settlement does is that it helps you get back on the road to financial freedom quicker. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day, representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit score debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Who is eligible for debt settlement in California?

In California, if you have unsecured debt, $5000 or more, and you have disposable income that will allow you to make payments in a debt settlement program, then you're going to be eligible to enroll in a debt settlement program. Some of the things that a consumer might want to think about is whether or not they are what's called "judgement proof," and those are things that you can talk about with your attorney that will help you make a decision as to whether you should even enroll in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement eligibility debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How does the financial crisis effect debt settlement programs?

The current climate may make it easier to get a debt settlement, because the economic situation we’re dealing with now is financial institutions that are failing. And they’re failing because they need liquidity, they need money. Debt settlement is a way for them to get this money. Some money is better than no money. So, where as maybe in the past they may have been slow to settle certain consumer accounts, now they’re going to speed it up and do that - because they need that money given their financial situation, if they’re in a bad way. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement current crisis debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How do debt settlement programs in California work?

In California, debt settling programs work one of two ways. The first way, the debt settling company gets all their money up front, negotiates something with the lender and passes it off to the consumer and says, "here you go, you're on your own." The better debt settlement companies do it this way - they have the consumer pay money into a trust account over time, and you can only do this with a law firm. Once that money accumulates and so much money is in that account, the attorney makes an offer of settlement to the creditors and when that attorney makes that offer of settlement that money is there. That program is much more successful. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need attorney you can trust, go ahead and give us a call.

tags: debt settlement program debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will a debt settlement program stop the harassing phone calls?

In California, if you enroll in a debt settlement program where an attorney provides you representation, it may stop the harassing calls from creditors and debt collectors. Under federal law, debt collectors as that term is defined, once you are represented by an attorney the debt collector has to stop the harassing calls. They have to. That's not the same for state law. However, California has a more inclusive statute that protects consumers from harassing calls and only an attorney can make sure that that stops. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement phone calls debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Does my debt go away in a debt settlement?

Your debt may go away in a debt settlement program. I mean at the end of the day that's the goal. Our goal - or anyone going into a debt settlement program, that program's goal is to negotiate away your unsecured debt. However, the consumer has to realize that it's up to the creditor ultimately whether or not they want to reduce or even erase the amount of debt that you owe. Most of the times they will do that because some money is better than no money. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement debt erasure debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Why is Southern California so hard hit by predatory lending?

California is a victim of this sub-prime crisis for a number of reasons. One, it's Southern California. A lot of people want to move here, buy homes here. [Ah] The homes that people buy here rise in value, or they did up until recently. ah and then what you have is a large number of California residents who were employed in the mortgage industry. California had upwards of 300,000 people employed in this industry. Lenders noticed that, and they wanted to take advantage of that. So they pushed their brokers, even lenders directly, pushed them into pushing people into sub-prime products, and that lead to the economic crisis that we're suffering now. I'm Vincent Howard, senior and managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending laws against mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP